Fifth Third Bank (5/3 Bank) is a bank in the United States that is headquartered in Ohio. Its banking history began when Bank of the Ohio Valley started its operation in 1858. In 1863, Third National Bank was opened and it acquired the Bank of the Ohio Valley. In 1908, Third National Bank and Fifth National Bank merged thus giving its name. The bank now has branches in over 1,312 locations nationwide. Some of its services include branch banking, title insurance, investment advising, commercial lending and payment processing. Another business they offer is consumer lending, including mortgage.
Fifth Third Bank can help you in purchasing your new home through the financing options it offers at https://www.53.com/mortgage. While you can always apply for a mortgage loan by visiting the bank’s branch near you personally, it offers a convenient option to do this online. You can choose from the mortgage option that best suits your needs. They also come in varying terms and interest rate, so you can compare which of them would be best for you. You can review the rates and years of payment by clicking this link. The only drawback is that signing up for an account and answering the forms for the online mortgage application can take time as it requires several pages that you need to fill out.
HOW TO LOG IN AND APPLY FOR FIFTH THIRD BANK MORTGAGE
You can log in and apply for a Fifth Third Bank mortgage by going to www.53.com/mortgage. Enter your login ID and password on the left side of the page to access your account. You would need this to view all your submitted mortgage applications, start a new application and edit existing applications.
If you don’t have an account yet, you need to register by going to this link. Fill up the online registration form to register your account. Note that your login ID should consist of 9 to 30 characters and must contain at least one number. Your password must be 6 to 12 characters with at least one upper case, one lower case and one number. Spaces and special characters are not allowed and it shouldn’t match your login ID. Click “Register” once you have completed filling out the form.
If there are errors on the information that you provided, you will be notified to correct them. You can log in with the login ID and password you created once registration is successful. After you logged in, you may proceed with your online mortgage application. There are various pages that you need to fill out in order to complete the application and for it to be processed. The first form is the Get Started form, which will ask you about the type of loan that you want, number of borrowers, location of property, property type, amount you want to borrow, date you want your loan to close, if you own five real estate property and if the down payment is coming from any mortgage.
There are various loan types that you can choose from. Compare your options so you can get the one that’s best for you. A fixed rate mortgage would have the same interest rate for the duration of the loan, while an adjustable rate mortgage would depend on the current interest rate in the market. If it goes up or down in the future, then so would the interest that you’ll be paying. FHA loan is for low earning individuals. There are specific requirements that you need to meet for this to qualify. You can always contact Fifth Third Bank’s customer service at 1-866-351-5353 if you have any questions or concerns. You’ll be notified by the bank if your mortgage gets approved.
HOW TO PAY FOR YOUR FIFTH THIRD BANK MORTGAGE
Fifth Third Bank offers several options on how you can make your mortgage payment. Check them out and see which of them is the most convenient for you.
The bank offers online banking services that lets you manage your bank account, make money transfers and make various payments, including mortgage, on the web. You need to register an account using your Fifth Third debit, credit, prepaid or ATM card number as the User ID. Use your pin number for the password when you first login and you will be asked to set up your own password.
Fifth Third Auto Billpayer
This is a convenient solution if you don’t want to miss out on your payment. Your designated account will be automatically billed when it’s time to pay your mortgage. Call 800-837-2000 so you can start setting up your Auto Billpayer. You don’t have to pay anything for this service so this is a great option to consider.
Pay by Mail
You could also send check payment through regular mail. Name the check to Fifth Third Bank and include your payment coupon or monthly mortgage statement. Send it to this address: Fifth Third
Bank, PO Box 630412, Cincinnati, OH 45263-0412.
It’s also possible to pay by phone. However, you may be charged up to $15 if you choose this payment method. Call 800-972-3030, Monday to Friday, from 7 a.m. to 8 p.m., ET.
Pay in Person
You may also personally go to any Fifth Third Banking Center near you to make your payment.
If you have further questions regarding mortgage application or payment with Fifth Third Bank, you may contact the number: 1-866-351-5353. Representatives are ready to assist you Monday to Thursday from 8 a.m. to 8 p.m. EST; Friday, from 8 a.m. to 6 p.m. EST and Saturday, from 9 a.m. to 3 p.m. EST.